Southern California mortgage guidance from James Chan

A clear plan, a winning offer, and a smooth path to your new home.

About

James Chan 


I’m James Chan, a loan consultant with ACG Funding and the guy with the moustache. I help San Gabriel Valley families, self-employed borrowers and investors understand their options before they make an offer. I do the homework before I ever tell you yes, so there are close to no surprises. And when there are, we already have a plan.

NMLS 2159016 | CA DRE 02225706

Blog Post

Mortgage Rates: Past, Present, and Possible Future

If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan – and affordability is a challenge today – it’s a good time to look at the big picture of where mortgage rates have been historically compared to where they are now. Beyond that, it’s important to understand their relationship with inflation for insights into where mortgage rates might go in the near future.

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